How To Save An Extra $400 This Month

Yes, you heard that right. You can save extra money whether you want to believe it or not.

But it’s going to take a little bit of sacrifice and a little extra work at home! But it IS possible and it is definitely worth it, especially if you’re looking to save up for a trip, new home, etc.

When I moved to Pennsylvania, I knew I wanted to be conscious with my money. Now that I was working my first real job, and paying real bills—keeping my spending habits on track was important for me. So you’re interested in saving an extra $400 a month? Keep on reading to give your wallet and savings account a little extra bliss.

1| Skip Starbucks (or that morning bagel):

Ah-ha. So, you thought I was only going to call out the coffee drinkers of the world? Well, think again. Because whether you’re having a $4 coffee or a bagel with cream cheese, you’re still spending around $100 a month or more. Make coffee at home (because you have a Keurig so you may as well use it) and budget a little extra time to have breakfast at home.

2| Pack your Lunch:

“But I only buy lunch three times a week.” Even if you’re spending a bare minimum of $10 on lunch three times a week, that’s still $120 a month. Meal prep on Sunday, and you will thank yourself later. You’re also going to save yourself a lot of extra calories by making your own food. So, if you’re looking to save money, time and calories—you’ll hit all three goals by packing your lunch.

3| Stick to the list:

How many times have you been to Target or the grocery store with a list of 10 things, yet by the end of it you have 30 or more items not on the list? When you make a list, make it a priority to stick to the list. Spend extra time making sure you’re only buying what you need. You could save around $100 or more every month by only buying what you need at the store.

4| Chill out at Happy Hour:

THE HORRER…but not really. Listen, I’m not saying you shouldn’t go to happy hour ever again. Instead, take a month off from the extra drinks. You know you have a bottle of wine at home, so why not drink it? Say you only have 7 drinks a week at an average cost of $5. After tip, that’s $150. Cut back on your alcohol consumption if you’re looking to save money for a few months.

Ready to save some money? Start with the four tips above, and you’ll work your way to an extra $400 by the end of the month. Do you have any extra tips on saving money? What are you saving for (trips, new home, or wedding)? Make sure to share in the comments below!

 

Ki Signature

 

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