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How To Save An Extra $400 This Month

Posted in Lifestyle
on April 10, 2017

Yes, you heard that right. You can save extra money whether you want to believe it or not.

But it’s going to take a little bit of sacrifice and a little extra work at home! But it IS possible and it is definitely worth it, especially if you’re looking to save up for a trip, new home, etc.

When I moved to Pennsylvania, I knew I wanted to be conscious with my money. Now that I was working my first real job, and paying real bills—keeping my spending habits on track was important for me. So you’re interested in saving an extra $400 a month? Keep on reading to give your wallet and savings account a little extra bliss.

1| Skip Starbucks (or that morning bagel):

Ah-ha. So, you thought I was only going to call out the coffee drinkers of the world? Well, think again. Because whether you’re having a $4 coffee or a bagel with cream cheese, you’re still spending around $100 a month or more. Make coffee at home (because you have a Keurig so you may as well use it) and budget a little extra time to have breakfast at home.

2| Pack your Lunch:

“But I only buy lunch three times a week.” Even if you’re spending a bare minimum of $10 on lunch three times a week, that’s still $120 a month. Meal prep on Sunday, and you will thank yourself later. You’re also going to save yourself a lot of extra calories by making your own food. So, if you’re looking to save money, time and calories—you’ll hit all three goals by packing your lunch.

3| Stick to the list:

How many times have you been to Target or the grocery store with a list of 10 things, yet by the end of it you have 30 or more items not on the list? When you make a list, make it a priority to stick to the list. Spend extra time making sure you’re only buying what you need. You could save around $100 or more every month by only buying what you need at the store.

4| Chill out at Happy Hour:

THE HORRER…but not really. Listen, I’m not saying you shouldn’t go to happy hour ever again. Instead, take a month off from the extra drinks. You know you have a bottle of wine at home, so why not drink it? Say you only have 7 drinks a week at an average cost of $5. After tip, that’s $150. Cut back on your alcohol consumption if you’re looking to save money for a few months.

Ready to save some money? Start with the four tips above, and you’ll work your way to an extra $400 by the end of the month. Do you have any extra tips on saving money? What are you saving for (trips, new home, or wedding)? Make sure to share in the comments below!

 

Ki Signature

 

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5 Benefits of Minimalism

Posted in Lifestyle
on March 13, 2017

There’s no doubt that minimalism has been a huge topic in 2016, and 2017 seems to be another year of the minimalism trend. Hopefully, this doesn’t remain a “trend,” but more of a conscious way of living for others. For me, since I’ve adopted more minimalist concepts into my life, I’ve noticed benefits that outweigh unnecessary shopping trips, etc. Make sure to leave a comment if you want to know my secrets on how I stopped unnecessary shopping!

Today I’m sharing five benefits of minimalism. Granted, there are many more than five, but these benefits are what I call, “undeniable benefits.” No matter how much you incorporate minimalism into your life, you are guaranteed to feel these benefits!

1| More Time

Let me break it down for you. The less you own in your home, the less you have to clean. The less you have to clean, the more time you have. See how that works? It’s not complicated! Instead of dusting off five extra pieces of furniture that you don’t use or love, you could sell those items, free up more space, and free up your time! Plus if you’re selling your items that you don’t love, you can make a little money through the process.

2| I Appreciate What I Own (Even More)

Before I decided to take on this lifestyle, I had so many things that I didn’t love in my life (mostly clothing). Because of this, I didn’t appreciate the possessions I owned. Now that I decluttered my home, and drastically downsized my closet, I have a deeper appreciation for all the items in my own. Everything I own, I love. That has helped me so much in this journey.

3| More Money

With pursuing minimalism means that you become a more conscious shopper. I haven’t purchased anything that’s non-essential for the last few months, and that has been a wonderful feeling for my wallet. You won’t believe how much money you save by cutting back on what you own because then you’re more aware of your shopping habits. This means more money for travel, or saving of a different purchase!

4| Your Home Is Precious

Be a ruthless editor of what you bring into your home. The less you own the less than owns you. When you decide to take on this lifestyle, your home becomes a personal sanctuary. It becomes your peaceful place. It is a place that you find the most joy because there’s no clutter or excess items to distract you. It is only filled with items you love. That is how every home should feel, but that isn’t always the case until you decide to pursue minimalism,

5| Strong Focus 

Without clutter and items distracting you, you have more time and energy to focus on what you truly want to accomplish with your life. You have more clarity in your life to ask yourself, “What do I want to achieve?” “What brings me the most bliss?” With less stuff, you have more space in your mind for achieving all your #GirlBoss Goals! Minimalism helps your clarity and helps you remove any mental clutter in your mind that could be affecting you from accomplishing what you truly wish to do.

What are other benefits of minimalism have you noticed in your lifestyle? What benefits have I missed? Make sure to leave a comment below!

 

Ki Signature

 

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7 Tips For A Productive Day Off

Posted in Health, Lifestyle
on February 22, 2017

 

I know what you’re thinking…

You don’t want to have a productive day off because you want to binge watch Netflix and take an unnecessary trip to Target.

Girl, same (preach hands emoji). Unfortunately, we can’t always let a day off go to waste. Now, I’m not saying you should be working hard on your day off because after working 40+ hours during the week, you deserve a day to relax. I’m not disputing that. But, if you have felt overwhelmed by life recently, a productive day off could help you tremendously! How, you ask?

1| A productive means you can work ahead of your schedule, so that there’s less stress for the upcoming weeks.

2| It means more time to enjoy time with your loved ones.

3| You’ll feel good about getting work done that you would have otherwise put off for a later date.


So, here I am. On my day off from work thinking that, yes, there are times where I let my days off completely go to waste. But sometimes I feel guilty at the end of the day because I think, “Wow, I could have done X, Y and Z and not have to worry about it next week/this weekend.”

Instead, I decided to watch YouTube videos and go to Target.

Now, I’ve learned to use my days off to my advantage so that I can enjoy part of the day, but I can also get things done. For me, it’s all about balance. Yes, you should enjoy your day off, but being productive will help you, too!

So here are my tips on how to be productive on your day off:

1| Plan Ahead

The night before your day off, write down a to-do list like you would for your work day. Keep your priorities in check. What are the three largest tasks you need to accomplish for the day? Outline what you want the day to look like, so that you get the most work done in the shortest amount of time.

2| Treat Your Morning Like A Half Day

The biggest mistake we make on our days off is that we don’t get moving until three hours later than we would on a normal day. Keep your alarm set for a reasonable time so that you can get up, get ready to take on the morning. I find that once I’m in my routine, I can get things done before 11 or noon.

3| Organize Your Day In Increments

Plan out your day based on what makes the most sense for you and your lifestyle. On this particular day off, I knew I wanted to work on my blog. I blocked off three hours for this. Then I would take an hour to watch YouTube videos, tidy, read, etc. Then I would block off another two hours for more work if needed followed by another hour of relaxing time. I set timers for this so that I stay true to what I want to accomplish during the day.

4| Treat Yourself To Self Care

Don’t forget about self care. I break up my day so that there are equal components of productive work, and time to relax as well. I think that this helps you focus on each part of the day so you don’t feel overwhelmed with all the tasks you need to accomplish.

5| Run Errands/Appointments After Lunch

If you know you need to go to Target, the bank, grocery shopping, and the doctors all in one day, block off a sufficient amount of time after lunch to accomplish this. Doing this after lunch will force you to have a more productive morning and get through your work because now you have motivation to get done before lunch. When you know you have errands in the afternoon, you’ll be more likely to work effectively early on.

6| Think Rationally

If you’re the type of person who simply has too much to do on their day off, take a step back and think rationally. Ask yourself, “Is there one or two tasks I can do another time?” Being honest and logical will help you determine what is most important for that day, so that you can also enjoy your time off as well. Remember that the goal is to balance productivity and relaxation. 

7| Relax

If you had a productive day from 8 a.m. to 2 p.m. working on blogging, cleaning, errands and more—good for you! Now, it’s time to take the rest of the day to focus on you. Have a pamper session, read a book, watch reality TV, and enjoy the rest of your day off for yourself. You work so hard every day, and you definitely deserve a little TLC. It’s okay to have a lazy afternoon and evening, especially when you accomplished so much on your day off!

How do you spend your day off? What other tips would you add to this list? Make sure to share your thoughts in the comments below!

 

 

Ki Signature

 

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6 Valentine’s Day Gift Ideas For Your Bestie

Posted in Lifestyle
on February 8, 2017

I may be in a relationship, but Josh and I don’t celebrate Valentine’s Day. I definitely prefer to have a girl’s night in with wine, Netflix and sushi. In honor of celebrating Valentine’s Day with your best friends, here are so awesome (and inexpensive) gift ideas for your BFF on the 14th.

1| Marble Notebook from Francesca’s, $14

Because who doesn’t want a notebook when you can track all your plans, ideas and #GirlBoss goals?! You can never go wrong with a simple gift like this for your best friend because it’s something she will always be able to use. P.S. I’m loving that the marble trend is still in for 2017!

2| Macron Rose Fragrance from Urban Outfitters, $18

I know so many people who love this perfume collection from Urban Outfitters. What’s better is that you can buy her this Macron Rose scent, and also pick up some macaroons to snack on as well. It’s the perfect gift combination! If you’re worried about her be picky about a fragrance, save the receipt if an exchange is needed.

3| Love iPhone Case from Forever 21, $8 

Phone cases are still in and who wouldn’t love a themed case for Valentine’s Day? Personally, I love when people have different phone cases to change out based on the time of year, so this would be the perfect addition to any phone case collection your bestie has.

4| The World Book of Love from Anthropologie, $25

If your best friend loves to read, or have cute coffee table books in her living room, pick up this unique gift from Anthropologie. It’s a collection of insights and testimonies from people all over the world about love. With 100 researchers from 50 countries summarize their particular views on the subject in 1000 words.

5| Be My Heart Pens from Barnes & Noble, $10

I don’t know about you, but I love fun, cute pens. Plus, there are something that everyone needs in their office. So, why not grab this cute, inexpensive set from Barnes & Noble? You can even add in a Starbucks gift card, and a journal (see #1) to have a complete, themed gift!

6| Valentine’s Day Wine Glass from Target, $22

Umm, need I say more? There’s nothing better than wine. Grab this wine glass for your bestie (grab one for yourself, too because #treatyoself) and get your wine on all night long as you binge-watch anything and everything on Netflix. Let’s be real, wine is every girl’s valentine!

What one of these six gifts would you like for Valentine’s Day! How are you spending your Valentine’s Day? Do you have plans with your friends or your significant other? Make sure to share in the comment below!

 

Ki Signature

 

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5 Days of #BlissGifts [Day2]

Posted in Fashion, Lifestyle
on November 30, 2016

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Another day means another gift guide to make sure you have a little bliss this #blissmas while you’re shopping for everyone on your list. Today, we’re covering five gifts for the fashionista in your life who loves everything from jewelry to clothes.

1| Watch Set from Francesca’s, $34

I think it’s great to buy a watch gift set like this one because not only can you wear the watch on its own, but you can also pair it with several different bracelets to spice up her look for that particular day. It’s several pieces of jewelry in one gift, so you get your bang for your buck with this pick.

2| Crossbody Bag from DSW, $20

Crossbody bags are something that everyone can use whether they have one already or not. I always try to stick with neutral colors when giving gifts to a fellow Fashionista so that they can easily pair it with several things in their closet.

3| Blanket Scarf from Express, $40

Maybe it’s just me, but there’s no way you can ever go wrong with a big, heavy blanket scarf. Especially during the winter months, everyone can add a scarf or two into their collection to get through the rest of winter even after the holidays.

4| Poncho Sweater from LOFT, $75 (take an extra 40%)

This is a gift that’s perfect for the woman in your life whether they love quirky, festive Christmas sweaters, or they’re interested in a classic, trendy piece like this hybrid between a poncho and a traditional sweater. When in doubt, a sweater is always a good option for a Fashionista.

5| Statement Necklace from Francesca’s, $28

I feel like statement necklaces have been losing their hype over 2016 as we have seen chokers take over the fashion scene. But, I think it’s always good to keep your recipient in mind. If they’re trendy, buy a choker necklace. If they’re classic, buy a neutral, statement necklace.

Which gift was your favorite? What other items would you add to this list? Is there anyone on your list you need a fashion gift for? Make sure to share in the comments below!

Ki Signature

 

 

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