How To Save An Extra $400 This Month

Posted in Lifestyle
on April 10, 2017

Yes, you heard that right. You can save extra money whether you want to believe it or not.

But it’s going to take a little bit of sacrifice and a little extra work at home! But it IS possible and it is definitely worth it, especially if you’re looking to save up for a trip, new home, etc.

When I moved to Pennsylvania, I knew I wanted to be conscious with my money. Now that I was working my first real job, and paying real bills—keeping my spending habits on track was important for me. So you’re interested in saving an extra $400 a month? Keep on reading to give your wallet and savings account a little extra bliss.

1| Skip Starbucks (or that morning bagel):

Ah-ha. So, you thought I was only going to call out the coffee drinkers of the world? Well, think again. Because whether you’re having a $4 coffee or a bagel with cream cheese, you’re still spending around $100 a month or more. Make coffee at home (because you have a Keurig so you may as well use it) and budget a little extra time to have breakfast at home.

2| Pack your Lunch:

“But I only buy lunch three times a week.” Even if you’re spending a bare minimum of $10 on lunch three times a week, that’s still $120 a month. Meal prep on Sunday, and you will thank yourself later. You’re also going to save yourself a lot of extra calories by making your own food. So, if you’re looking to save money, time and calories—you’ll hit all three goals by packing your lunch.

3| Stick to the list:

How many times have you been to Target or the grocery store with a list of 10 things, yet by the end of it you have 30 or more items not on the list? When you make a list, make it a priority to stick to the list. Spend extra time making sure you’re only buying what you need. You could save around $100 or more every month by only buying what you need at the store.

4| Chill out at Happy Hour:

THE HORRER…but not really. Listen, I’m not saying you shouldn’t go to happy hour ever again. Instead, take a month off from the extra drinks. You know you have a bottle of wine at home, so why not drink it? Say you only have 7 drinks a week at an average cost of $5. After tip, that’s $150. Cut back on your alcohol consumption if you’re looking to save money for a few months.

Ready to save some money? Start with the four tips above, and you’ll work your way to an extra $400 by the end of the month. Do you have any extra tips on saving money? What are you saving for (trips, new home, or wedding)? Make sure to share in the comments below!


Ki Signature


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  • Eating at home makes such a big difference! Also, I think it’s pretty convenient that I don’t drink alcohol and my favorite drink is water so that’s usually pretty cheap. ;P Lucky my tastebuds are thrifty! 😛

  • PACK LUNCH. Yep. I eat out way too much. WAYYYYYYYY too much! Ugh.

  • I pack my lunch 4/5 days a week, and it saves so much money. Even if you only spend $5 a day it quickly adds up. Great post!

  • Elizabeth Johnson

    Love these! We currently do all of these and it has been really great! We also recently stopped our cable subscription and that has helped a ton. It is insane how much companies charge for cable or satellite.

  • ugh YES!!! I am a big fan of skipping the morning coffees and lunches. They are a sometimes treat and you can save a TON of money by not indulging!

    Laying off the booze would save me a bundle (and be better for my health…) I think that may need to be my next step

    Great tips!
    Laura @

  • Great tips! So true. I always justify it when I buy lunch out, but you are so right!! I gotta stop justifying my Chick-fil-A. Lol!

  • Robin

    Great tips! I stopped going to Starbucks, pack all of my breakfasts and lunches, and am also trying not to shop for as long as I can stand it – it’s been since November so far!

  • Great tips! Oh the horror! Lol. It’s so true though spending $5 or so every day really does add up. Same goes for eating out. One thing I do is switch to sustainable over throw away (Tupperware containers instead of ziplock bags and wash clothes instead of paper towels, that kind of thing).

  • These are great tips! Since I work from home I always eat lunch at home and have my coffee at home so I’m already nailing those XD

  • Elizabeth Ghekiere

    Love these tips! They are sure to save money, but I wish there was a way to save more money for someone who already does all those! 😛

  • Love your tips! I’m always shocked when I learn how much people pay for coffee every month. I’ve never been a coffee drinker, so I guess I’m ahead of the game when it comes to saving. 😀

  • It’s amazing how much you can save from bringing your lunch in! Definitely something I’m always working on 🙂

  • Great tips! Lunch and the coffee are big ones for me. I know those are my weaknesses, but I’m typically pretty good about limiting them.

  • Patricia @ Grab a Plate

    Great tips, for sure. It truly is amazing what skipping Starbucks will save!

  • Dia

    I think one of the best and overrated ways is bringing your lunch. When you cook at home you tend to spend less and eat healthier. Also if you need to get out of the office (I can’t stay there all day) go for a walk somewhere nearby. I’ll also taken my personal laptop to the Starbucks down the street’s outside patio and worked on my blog there without ordering a drink. It might sounds cheap but I work near a university so I’ve never gotten any slack for not ordering.

  • Ashley Stephenson

    We love happy hour but that is definitely one thing we have cut back on because now that it is getting nice we can just enjoy wine on the patio!

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